The hiring of a Public Insurance Adjuster is the only way to get a licensed Insurance Professional to represent your interest when a loss occurs.
Question ??
What is the difference between an Insurance Company Adjuster and a Public Insurance Adjuster?
Answer !!
The Public Insurance Adjuster is the only one who has a fiduciary responsibility to (You) the insured.
Here are the 4 key components a Professional Public Adjuster performs for their clients:
Review Policy Coverage
Documentation of the Claim
Presentation of Claim
Negotiation of Settlement
Mordecai’s services includes an online tracking system, where the progress and status of an your project can be checked seven days a week, 24 hours a day, through the login on the Mordecai web site.
The following is an A-Z list of types of insurance losses/coverages a professional public adjuster can help their clients.
AIRCRAFT - Self-propelled missiles and spacecraft. Airplane wreckage. Airplane parts. Misdirected military weapons. Airplane crashes that destroy your home or property.
DAMAGE TO WATER SYSTEM OR PIPES - A steam or hot water heating system, an air-conditioning or automatic fire protective sprinkler system, or an appliance or plumbing system.
EARTHQUAKE - Sudden movement of the earth's crust caused by the release of stress accumulated along geologic faults.
ELECTRICAL DAMAGE - Damage to your home or property, faulty wires, or faulty electrical equipment.
EXPLOSION - Natural gas heater or stove. Faulty equipment.
FALLING OBJECTS - Damage to structures from the weight of falling objects.
FIRE OR LIGHTNING - Fire or lightning damage to any covered structure.
FLOOD - A flood is "a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property).
FREEZING - of a plumbing, heating, air-conditioning or automatic fire protective sprinkler system or of a household appliance.
GLASS BREAKAGE - Glass or safety glazing material, which is part of a building, storm door or storm windows.
HAIL - Precipitation of ice pellets when there are strong rising air currents.
MOLD - A fungus that produces a superficial growth on various kinds of damp or decaying organic matter.
ORDINANCE OR LAW - The enforcement of any ordinance or law: (1) regulating the construction, use or repair of any property; or (2) requiring the tearing down of any property, including the cost of removing its debris.
RIOT OR CIVIL UNREST - Damage to a structure due to civil unrest
SINKHOLE COLLAPSE - Sinkholes are depressions in land surface created by displacement of soil and/or ground water circulating and causing a solution of limestone.
THEFT - Attempted or actual theft and loss of property from a known place.
VANDALISM - A malicious mischief. Random acts of violence, which cause the damage to a structure or personal property.
VEHICLE - Any vehicle which may have caused damage to a structure or personal property.
VOLCANIC ERUPTION - Mud slides. Avalanches. Rock slides. Falling Trees.
VOLCANIC EXPLOSION - Land shock waves or tremors caused by earthquake.
WATER DAMAGE - Water damage is one of the most common reasons people make claims on their home insurance.
WATER OVERFLOW - From within a plumbing, heating, air-conditioning, or automatic fire protective sprinkler system or from a household appliance.
WEIGHT OF ICE, SNOW OR SLEET - Weight, which causes damage to a building or property contained in the building.
WINDSTORM - Hurricanes or tornadoes normally producing wind damage.
For more information click Public Adjusting under the contact tab.